Fort Thomas, KY

The affordability dashboard for Fort Thomas, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 16,459 residents, then layers in county-level federal data to produce an overall grade of B+ (78/100). The headline inputs are median household income of $104,875, median home value of $335,600, median rent of $1,126 per month, and 54.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,353 per month (studio $958, 1BR $1,051, 3BR $1,785, 4BR $1,976). Department of Labor data lists infant center-based childcare at $10,342 per year, consuming 10% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Fort Thomas, KY include income, education, rent, childcare. Unemployment currently reads 3.5% and poverty 6.2% — numbers worth keeping alongside the headline grade.