C

Fruitland, MD

Source:

Affordability Score: 55/100

Population: 4,837 · 1 ZIP codes

The affordability dashboard for Fruitland, MD aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,837 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of $64,946, median home value of $223,100, median rent of $1,586 per month, and 36.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,378 per month (studio $1,054, 1BR $1,061, 3BR $1,818, 4BR $1,825). Department of Labor data lists infant center-based childcare at $10,848 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Unemployment currently reads 3.6% and poverty 15.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$64,946
Median household income
Education C+
36.2%
Bachelor's degree or higher
Housing C-
3.4x
Home value $223,100 vs income
Commute N/A
N/A
Average commute time
Rent C+
$1,378/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$10,848/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$64,946
▲ 5% vs national
Per Capita Income
$28,326
Unemployment Rate
3.6%
Poverty Rate
15.4%

Housing

Median Home Value
$223,100
▼ 19% vs national
Median Rent
$1,586/mo
Owner Occupied
66.0%
2BR Fair Market Rent
$1,378/mo
▲ 15% vs national

Fair Market Rents by Bedroom

Studio
$1,054
1BR
$1,061
2BR
$1,378
3BR
$1,818
4BR
$1,825

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
36.2%
▲ 6 ppt vs national
High School+
72.2%
Median Age
33.2
Avg. Commute

Childcare Costs

Infant (Center)
$10,848/yr
17% of income
Toddler (Center)
$7,856/yr
Preschool (Center)
$7,856/yr
School-Age (Center)
$6,935/yr

What This Means

Fruitland, MD receives an overall affordability grade of C (55/100), aggregated from 1 ZIP codes with a total population of 4,837. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Fruitland ZIP Codes
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What are common questions about this dashboard?

Is Fruitland, MD affordable?
Fruitland, MD receives an overall affordability grade of C (55/100) based on Census, HUD, FBI, and DOL data. Median household income is $64,946. Median home value is $223,100.
What is the cost of living in Fruitland?
Key cost metrics: Median rent $1,586/mo. 2BR fair market rent $1,378/mo. Infant childcare $10,848/yr. Median home value $223,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →