B+

Ft Mitchell, KY

Source:

Affordability Score: 76/100

Population: 38,940 · 1 ZIP codes

The affordability dashboard for Ft Mitchell, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 38,940 residents, then layers in county-level federal data to produce an overall grade of B+ (76/100). The headline inputs are median household income of $97,274, median home value of $293,500, median rent of $1,064 per month, and 45.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,353 per month (studio $958, 1BR $1,051, 3BR $1,785, 4BR $1,976). Department of Labor data lists infant center-based childcare at $10,342 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Ft Mitchell, KY include income, education, rent. Unemployment currently reads 4.4% and poverty 5.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$97,274
Median household income
Education B+
45.9%
Bachelor's degree or higher
Housing B-
3.0x
Home value $293,500 vs income
Commute B
20 min
Average commute time
Rent A
$1,353/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$10,342/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$97,274
▲ 57% vs national
Per Capita Income
$55,007
Unemployment Rate
4.4%
Poverty Rate
5.9%

Housing

Median Home Value
$293,500
▲ 7% vs national
Median Rent
$1,064/mo
Owner Occupied
77.4%
2BR Fair Market Rent
$1,353/mo
▲ 13% vs national

Fair Market Rents by Bedroom

Studio
$958
1BR
$1,051
2BR
$1,353
3BR
$1,785
4BR
$1,976

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
45.9%
▲ 16 ppt vs national
High School+
69.0%
Median Age
39.8
Avg. Commute
20 min
▼ 6 min vs national

Childcare Costs

Infant (Center)
$10,342/yr
11% of income
Toddler (Center)
$8,834/yr
Preschool (Center)
$8,834/yr
School-Age (Center)
$8,879/yr

What This Means

Ft Mitchell, KY receives an overall affordability grade of B+ (76/100), aggregated from 1 ZIP codes with a total population of 38,940. This area performs well in income and education and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Ft Mitchell, KY affordable?
Ft Mitchell, KY receives an overall affordability grade of B+ (76/100) based on Census, HUD, FBI, and DOL data. Median household income is $97,274. Median home value is $293,500.
What is the cost of living in Ft Mitchell?
Key cost metrics: Median rent $1,064/mo. 2BR fair market rent $1,353/mo. Infant childcare $10,342/yr. Median home value $293,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →