D

Fulton, KY

Source:

Affordability Score: 45/100

Population: 4,627 · 1 ZIP codes

The affordability dashboard for Fulton, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,627 residents, then layers in county-level federal data to produce an overall grade of D (45/100). The headline inputs are median household income of $36,045, median home value of $105,900, median rent of $620 per month, and 16.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $866 per month (studio $619, 1BR $660, 3BR $1,204, 4BR $1,453). Department of Labor data lists infant center-based childcare at $6,309 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 5.6% and poverty 30.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$36,045
Median household income
Education F
16.0%
Bachelor's degree or higher
Housing B
2.9x
Home value $105,900 vs income
Commute B-
21 min
Average commute time
Rent C-
$866/mo
2BR fair market rent (29% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$6,309/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$36,045
▼ 42% vs national
Per Capita Income
$20,222
Unemployment Rate
5.6%
Poverty Rate
30.4%

Housing

Median Home Value
$105,900
▼ 61% vs national
Median Rent
$620/mo
Owner Occupied
62.6%
2BR Fair Market Rent
$866/mo
▼ 28% vs national

Fair Market Rents by Bedroom

Studio
$619
1BR
$660
2BR
$866
3BR
$1,204
4BR
$1,453

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
16.0%
▼ 14 ppt vs national
High School+
65.6%
Median Age
34.8
Avg. Commute
21 min
▼ 5 min vs national

Childcare Costs

Infant (Center)
$6,309/yr
18% of income
Toddler (Center)
$5,932/yr
Preschool (Center)
$5,932/yr
School-Age (Center)
$5,744/yr

What This Means

Fulton, KY receives an overall affordability grade of D (45/100), aggregated from 1 ZIP codes with a total population of 4,627. Challenges include income and education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Fulton ZIP Codes
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What are common questions about this dashboard?

Is Fulton, KY affordable?
Fulton, KY receives an overall affordability grade of D (45/100) based on Census, HUD, FBI, and DOL data. Median household income is $36,045. Median home value is $105,900.
What is the cost of living in Fulton?
Key cost metrics: Median rent $620/mo. 2BR fair market rent $866/mo. Infant childcare $6,309/yr. Median home value $105,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →