F

Garden Valley, CA

Source:

Affordability Score: 34/100

Population: 3,349 · 1 ZIP codes

The affordability dashboard for Garden Valley, CA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,349 residents, then layers in county-level federal data to produce an overall grade of F (34/100). The headline inputs are median household income of $74,258, median home value of $434,200, median rent of $2,065 per month, and 25.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,255 per month (studio $1,748, 1BR $1,832, 3BR $3,002, 4BR $3,460). Department of Labor data lists infant center-based childcare at $23,398 per year, consuming 32% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, rent, childcare. Unemployment currently reads 2.7% and poverty 16.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$74,258
Median household income
Education D
25.7%
Bachelor's degree or higher
Housing F
5.8x
Home value $434,200 vs income
Commute N/A
N/A
Average commute time
Rent F
$2,255/mo
2BR fair market rent (36% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$23,398/yr
Center-based infant care (32% of income)

Income & Employment

Median Income
$74,258
▲ 20% vs national
Per Capita Income
$49,149
Unemployment Rate
2.7%
Poverty Rate
16.7%

Housing

Median Home Value
$434,200
▲ 58% vs national
Median Rent
$2,065/mo
Owner Occupied
90.0%
2BR Fair Market Rent
$2,255/mo
▲ 88% vs national

Fair Market Rents by Bedroom

Studio
$1,748
1BR
$1,832
2BR
$2,255
3BR
$3,002
4BR
$3,460

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.7%
▼ 4 ppt vs national
High School+
56.6%
Median Age
44.2
Avg. Commute

Childcare Costs

Infant (Center)
$23,398/yr
32% of income
Toddler (Center)
$15,088/yr
Preschool (Center)
$11,838/yr
School-Age (Center)
$6,063/yr

What This Means

Garden Valley, CA receives an overall affordability grade of F (34/100), aggregated from 1 ZIP codes with a total population of 3,349. Challenges include housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Garden Valley ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Garden Valley, CA affordable?
Garden Valley, CA receives an overall affordability grade of F (34/100) based on Census, HUD, FBI, and DOL data. Median household income is $74,258. Median home value is $434,200.
What is the cost of living in Garden Valley?
Key cost metrics: Median rent $2,065/mo. 2BR fair market rent $2,255/mo. Infant childcare $23,398/yr. Median home value $434,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →