C+

Gardiner, ME

Source:

Affordability Score: 60/100

Population: 11,646 · 1 ZIP codes

The affordability dashboard for Gardiner, ME aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 11,646 residents, then layers in county-level federal data to produce an overall grade of C+ (60/100). The headline inputs are median household income of $77,410, median home value of $242,800, median rent of $1,045 per month, and 29.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,416 per month (studio $1,082, 1BR $1,090, 3BR $1,819, 4BR $2,158). Department of Labor data lists infant center-based childcare at $11,960 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Gardiner, ME include rent. Unemployment currently reads 4.5% and poverty 10.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$77,410
Median household income
Education D
29.7%
Bachelor's degree or higher
Housing C+
3.1x
Home value $242,800 vs income
Commute D
27 min
Average commute time
Rent B+
$1,416/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$11,960/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$77,410
▲ 25% vs national
Per Capita Income
$40,192
Unemployment Rate
4.5%
Poverty Rate
10.2%

Housing

Median Home Value
$242,800
▼ 12% vs national
Median Rent
$1,045/mo
Owner Occupied
77.6%
2BR Fair Market Rent
$1,416/mo
▲ 18% vs national

Fair Market Rents by Bedroom

Studio
$1,082
1BR
$1,090
2BR
$1,416
3BR
$1,819
4BR
$2,158

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
29.7%
▼ 0 ppt vs national
High School+
64.8%
Median Age
41.9
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
$11,960/yr
15% of income
Toddler (Center)
$10,487/yr
Preschool (Center)
$11,050/yr
School-Age (Center)
$6,673/yr

What This Means

Gardiner, ME receives an overall affordability grade of C+ (60/100), aggregated from 1 ZIP codes with a total population of 11,646. This area performs well in rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Gardiner ZIP Codes
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What are common questions about this dashboard?

Is Gardiner, ME affordable?
Gardiner, ME receives an overall affordability grade of C+ (60/100) based on Census, HUD, FBI, and DOL data. Median household income is $77,410. Median home value is $242,800.
What is the cost of living in Gardiner?
Key cost metrics: Median rent $1,045/mo. 2BR fair market rent $1,416/mo. Infant childcare $11,960/yr. Median home value $242,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →