B

Gardner, KS

Source:

Affordability Score: 70/100

Population: 20,961 · 1 ZIP codes

The affordability dashboard for Gardner, KS aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 20,961 residents, then layers in county-level federal data to produce an overall grade of B (70/100). The headline inputs are median household income of $97,822, median home value of $313,100, median rent of $1,314 per month, and 33.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,358 per month (studio $1,095, 1BR $1,197, 3BR $1,769, 4BR $2,103). Department of Labor data lists infant center-based childcare at $11,634 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Gardner, KS include income, rent. Unemployment currently reads 3.8% and poverty 6.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$97,822
Median household income
Education C
33.2%
Bachelor's degree or higher
Housing C+
3.2x
Home value $313,100 vs income
Commute C+
23 min
Average commute time
Rent A
$1,358/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$11,634/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$97,822
▲ 58% vs national
Per Capita Income
$39,120
Unemployment Rate
3.8%
Poverty Rate
6.1%

Housing

Median Home Value
$313,100
▲ 14% vs national
Median Rent
$1,314/mo
Owner Occupied
69.8%
2BR Fair Market Rent
$1,358/mo
▲ 13% vs national

Fair Market Rents by Bedroom

Studio
$1,095
1BR
$1,197
2BR
$1,358
3BR
$1,769
4BR
$2,103

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
33.2%
▲ 3 ppt vs national
High School+
61.6%
Median Age
31.6
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$11,634/yr
12% of income
Toddler (Center)
$11,080/yr
Preschool (Center)
$9,512/yr
School-Age (Center)
$8,077/yr

What This Means

Gardner, KS receives an overall affordability grade of B (70/100), aggregated from 1 ZIP codes with a total population of 20,961. This area performs well in income and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Gardner ZIP Codes
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What are common questions about this dashboard?

Is Gardner, KS affordable?
Gardner, KS receives an overall affordability grade of B (70/100) based on Census, HUD, FBI, and DOL data. Median household income is $97,822. Median home value is $313,100.
What is the cost of living in Gardner?
Key cost metrics: Median rent $1,314/mo. 2BR fair market rent $1,358/mo. Infant childcare $11,634/yr. Median home value $313,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →