C-

Garfield, AR

Source:

Affordability Score: 53/100

Population: 4,716 · 1 ZIP codes

The affordability dashboard for Garfield, AR aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,716 residents, then layers in county-level federal data to produce an overall grade of C- (53/100). The headline inputs are median household income of $70,850, median home value of $252,000, median rent of $1,034 per month, and 24.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,347 per month (studio $1,007, 1BR $1,115, 3BR $1,873, 4BR $2,213).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, commute. Unemployment currently reads 3.4% and poverty 8.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$70,850
Median household income
Education F
24.8%
Bachelor's degree or higher
Housing D
3.6x
Home value $252,000 vs income
Commute F
31 min
Average commute time
Rent B
$1,347/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$70,850
▲ 14% vs national
Per Capita Income
$42,022
Unemployment Rate
3.4%
Poverty Rate
8.3%

Housing

Median Home Value
$252,000
▼ 8% vs national
Median Rent
$1,034/mo
Owner Occupied
86.6%
2BR Fair Market Rent
$1,347/mo
▲ 12% vs national

Fair Market Rents by Bedroom

Studio
$1,007
1BR
$1,115
2BR
$1,347
3BR
$1,873
4BR
$2,213

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
24.8%
▼ 5 ppt vs national
High School+
67.0%
Median Age
49.1
Avg. Commute
31 min
▲ 5 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Garfield, AR receives an overall affordability grade of C- (53/100), aggregated from 1 ZIP codes with a total population of 4,716. Challenges include education and commute. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Garfield ZIP Codes
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What are common questions about this dashboard?

Is Garfield, AR affordable?
Garfield, AR receives an overall affordability grade of C- (53/100) based on Census, HUD, FBI, and DOL data. Median household income is $70,850. Median home value is $252,000.
What is the cost of living in Garfield?
Key cost metrics: Median rent $1,034/mo. 2BR fair market rent $1,347/mo. Median home value $252,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →