B+

Geneseo, IL

Source:

Affordability Score: 76/100

Population: 11,414 · 1 ZIP codes

The affordability dashboard for Geneseo, IL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 11,414 residents, then layers in county-level federal data to produce an overall grade of B+ (76/100). The headline inputs are median household income of $92,297, median home value of $222,700, median rent of $1,015 per month, and 37.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,143 per month (studio $817, 1BR $928, 3BR $1,498, 4BR $1,819). Department of Labor data lists infant center-based childcare at $11,796 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Geneseo, IL include income, housing, rent. Unemployment currently reads 3.6% and poverty 3.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$92,297
Median household income
Education C+
37.0%
Bachelor's degree or higher
Housing A-
2.4x
Home value $222,700 vs income
Commute B
20 min
Average commute time
Rent A+
$1,143/mo
2BR fair market rent (15% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$11,796/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$92,297
▲ 49% vs national
Per Capita Income
$47,569
Unemployment Rate
3.6%
Poverty Rate
3.4%

Housing

Median Home Value
$222,700
▼ 19% vs national
Median Rent
$1,015/mo
Owner Occupied
83.8%
2BR Fair Market Rent
$1,143/mo
▼ 5% vs national

Fair Market Rents by Bedroom

Studio
$817
1BR
$928
2BR
$1,143
3BR
$1,498
4BR
$1,819

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
37.0%
▲ 7 ppt vs national
High School+
62.5%
Median Age
43.1
Avg. Commute
20 min
▼ 6 min vs national

Childcare Costs

Infant (Center)
$11,796/yr
13% of income
Toddler (Center)
$10,660/yr
Preschool (Center)
$9,481/yr
School-Age (Center)
$2,067/yr

What This Means

Geneseo, IL receives an overall affordability grade of B+ (76/100), aggregated from 1 ZIP codes with a total population of 11,414. This area performs well in income and housing and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Geneseo ZIP Codes
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What are common questions about this dashboard?

Is Geneseo, IL affordable?
Geneseo, IL receives an overall affordability grade of B+ (76/100) based on Census, HUD, FBI, and DOL data. Median household income is $92,297. Median home value is $222,700.
What is the cost of living in Geneseo?
Key cost metrics: Median rent $1,015/mo. 2BR fair market rent $1,143/mo. Infant childcare $11,796/yr. Median home value $222,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →