F

Georgetown, CA

Source:

Affordability Score: 22/100

Population: 3,232 · 1 ZIP codes

The affordability dashboard for Georgetown, CA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,232 residents, then layers in county-level federal data to produce an overall grade of F (22/100). The headline inputs are median household income of $57,328, median home value of $361,300, median rent of $1,085 per month, and 22.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,255 per month (studio $1,748, 1BR $1,832, 3BR $3,002, 4BR $3,460). Department of Labor data lists infant center-based childcare at $23,398 per year, consuming 41% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, rent, childcare. Unemployment currently reads 13.2% and poverty 10.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$57,328
Median household income
Education F
22.3%
Bachelor's degree or higher
Housing F
6.3x
Home value $361,300 vs income
Commute N/A
N/A
Average commute time
Rent F
$2,255/mo
2BR fair market rent (47% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$23,398/yr
Center-based infant care (41% of income)

Income & Employment

Median Income
$57,328
▼ 8% vs national
Per Capita Income
$42,291
Unemployment Rate
13.2%
Poverty Rate
10.5%

Housing

Median Home Value
$361,300
▲ 31% vs national
Median Rent
$1,085/mo
Owner Occupied
82.7%
2BR Fair Market Rent
$2,255/mo
▲ 88% vs national

Fair Market Rents by Bedroom

Studio
$1,748
1BR
$1,832
2BR
$2,255
3BR
$3,002
4BR
$3,460

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
22.3%
▼ 8 ppt vs national
High School+
52.9%
Median Age
59.5
Avg. Commute

Childcare Costs

Infant (Center)
$23,398/yr
41% of income
Toddler (Center)
$15,088/yr
Preschool (Center)
$11,838/yr
School-Age (Center)
$6,063/yr

What This Means

Georgetown, CA receives an overall affordability grade of F (22/100), aggregated from 1 ZIP codes with a total population of 3,232. Challenges include education and housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Georgetown, CA affordable?
Georgetown, CA receives an overall affordability grade of F (22/100) based on Census, HUD, FBI, and DOL data. Median household income is $57,328. Median home value is $361,300.
What is the cost of living in Georgetown?
Key cost metrics: Median rent $1,085/mo. 2BR fair market rent $2,255/mo. Infant childcare $23,398/yr. Median home value $361,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →