D

Georgetown, DE

Source:

Affordability Score: 48/100

Population: 18,799 · 1 ZIP codes

The affordability dashboard for Georgetown, DE aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 18,799 residents, then layers in county-level federal data to produce an overall grade of D (48/100). The headline inputs are median household income of $71,229, median home value of $322,300, median rent of $1,383 per month, and 19.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,399 per month (studio $1,059, 1BR $1,066, 3BR $1,757, 4BR $2,172). Department of Labor data lists infant center-based childcare at $9,471 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, commute. Unemployment currently reads 2.6% and poverty 11.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$71,229
Median household income
Education F
19.5%
Bachelor's degree or higher
Housing F
4.5x
Home value $322,300 vs income
Commute F
30 min
Average commute time
Rent B
$1,399/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$9,471/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$71,229
▲ 15% vs national
Per Capita Income
$29,621
Unemployment Rate
2.6%
Poverty Rate
11.7%

Housing

Median Home Value
$322,300
▲ 17% vs national
Median Rent
$1,383/mo
Owner Occupied
69.4%
2BR Fair Market Rent
$1,399/mo
▲ 17% vs national

Fair Market Rents by Bedroom

Studio
$1,059
1BR
$1,066
2BR
$1,399
3BR
$1,757
4BR
$2,172

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
19.5%
▼ 10 ppt vs national
High School+
52.9%
Median Age
37.9
Avg. Commute
30 min
▲ 4 min vs national

Childcare Costs

Infant (Center)
$9,471/yr
13% of income
Toddler (Center)
$7,230/yr
Preschool (Center)
$7,519/yr
School-Age (Center)
$5,784/yr

What This Means

Georgetown, DE receives an overall affordability grade of D (48/100), aggregated from 1 ZIP codes with a total population of 18,799. Challenges include education and housing and commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Georgetown, DE affordable?
Georgetown, DE receives an overall affordability grade of D (48/100) based on Census, HUD, FBI, and DOL data. Median household income is $71,229. Median home value is $322,300.
What is the cost of living in Georgetown?
Key cost metrics: Median rent $1,383/mo. 2BR fair market rent $1,399/mo. Infant childcare $9,471/yr. Median home value $322,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →