D

Germanton, NC

Source:

Affordability Score: 49/100

Population: 4,032 · 1 ZIP codes

The affordability dashboard for Germanton, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,032 residents, then layers in county-level federal data to produce an overall grade of D (49/100). The headline inputs are median household income of $59,176, median home value of $205,000, median rent of $777 per month, and 18.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,232 per month (studio $995, 1BR $1,082, 3BR $1,607, 4BR $1,898). Department of Labor data lists infant center-based childcare at $8,823 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 6.0% and poverty 15.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$59,176
Median household income
Education F
18.7%
Bachelor's degree or higher
Housing C-
3.5x
Home value $205,000 vs income
Commute N/A
N/A
Average commute time
Rent B-
$1,232/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$8,823/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$59,176
▼ 5% vs national
Per Capita Income
$33,193
Unemployment Rate
6.0%
Poverty Rate
15.1%

Housing

Median Home Value
$205,000
▼ 25% vs national
Median Rent
$777/mo
Owner Occupied
79.5%
2BR Fair Market Rent
$1,232/mo
▲ 3% vs national

Fair Market Rents by Bedroom

Studio
$995
1BR
$1,082
2BR
$1,232
3BR
$1,607
4BR
$1,898

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
18.7%
▼ 11 ppt vs national
High School+
52.4%
Median Age
55.8
Avg. Commute

Childcare Costs

Infant (Center)
$8,823/yr
15% of income
Toddler (Center)
$6,794/yr
Preschool (Center)
$6,511/yr
School-Age (Center)
$3,528/yr

What This Means

Germanton, NC receives an overall affordability grade of D (49/100), aggregated from 1 ZIP codes with a total population of 4,032. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Germanton, NC affordable?
Germanton, NC receives an overall affordability grade of D (49/100) based on Census, HUD, FBI, and DOL data. Median household income is $59,176. Median home value is $205,000.
What is the cost of living in Germanton?
Key cost metrics: Median rent $777/mo. 2BR fair market rent $1,232/mo. Infant childcare $8,823/yr. Median home value $205,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →