F

Gila, NM

Source:

Affordability Score: 7/100

Population: 431 · 1 ZIP codes

The affordability dashboard for Gila, NM aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 431 residents, then layers in county-level federal data to produce an overall grade of F (7/100). The headline inputs are median household income of $18,317, median home value of $216,600, median rent of per month, and 20.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,048 per month (studio $795, 1BR $801, 3BR $1,304, 4BR $1,388).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, commute, rent. Unemployment currently reads 25.0% and poverty 30.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$18,317
Median household income
Education F
20.8%
Bachelor's degree or higher
Housing F
11.8x
Home value $216,600 vs income
Commute F
46 min
Average commute time
Rent F
$1,048/mo
2BR fair market rent (69% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$18,317
▼ 70% vs national
Per Capita Income
$18,661
Unemployment Rate
25.0%
Poverty Rate
30.4%

Housing

Median Home Value
$216,600
▼ 21% vs national
Median Rent
Owner Occupied
95.1%
2BR Fair Market Rent
$1,048/mo
▼ 13% vs national

Fair Market Rents by Bedroom

Studio
$795
1BR
$801
2BR
$1,048
3BR
$1,304
4BR
$1,388

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
20.8%
▼ 9 ppt vs national
High School+
46.5%
Median Age
56.2
Avg. Commute
46 min
▲ 20 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Gila, NM receives an overall affordability grade of F (7/100), aggregated from 1 ZIP codes with a total population of 431. Challenges include income and education and housing and commute and rent. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Gila ZIP Codes
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What are common questions about this dashboard?

Is Gila, NM affordable?
Gila, NM receives an overall affordability grade of F (7/100) based on Census, HUD, FBI, and DOL data. Median household income is $18,317. Median home value is $216,600.
What is the cost of living in Gila?
Key cost metrics: 2BR fair market rent $1,048/mo. Median home value $216,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →