B+

Girard, PA

Source:

Affordability Score: 76/100

Population: 8,329 · 1 ZIP codes

The affordability dashboard for Girard, PA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 8,329 residents, then layers in county-level federal data to produce an overall grade of B+ (76/100). The headline inputs are median household income of $88,041, median home value of $190,300, median rent of $684 per month, and 31.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,212 per month (studio $836, 1BR $945, 3BR $1,499, 4BR $1,683).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Girard, PA include income, housing, rent. Unemployment currently reads 4.6% and poverty 6.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$88,041
Median household income
Education C-
31.0%
Bachelor's degree or higher
Housing A
2.2x
Home value $190,300 vs income
Commute B
21 min
Average commute time
Rent A
$1,212/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$88,041
▲ 42% vs national
Per Capita Income
$45,597
Unemployment Rate
4.6%
Poverty Rate
6.2%

Housing

Median Home Value
$190,300
▼ 31% vs national
Median Rent
$684/mo
Owner Occupied
77.6%
2BR Fair Market Rent
$1,212/mo
▲ 1% vs national

Fair Market Rents by Bedroom

Studio
$836
1BR
$945
2BR
$1,212
3BR
$1,499
4BR
$1,683

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
31.0%
▲ 1 ppt vs national
High School+
66.4%
Median Age
45.6
Avg. Commute
21 min
▼ 5 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Girard, PA receives an overall affordability grade of B+ (76/100), aggregated from 1 ZIP codes with a total population of 8,329. This area performs well in income and housing and rent. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Girard ZIP Codes
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What are common questions about this dashboard?

Is Girard, PA affordable?
Girard, PA receives an overall affordability grade of B+ (76/100) based on Census, HUD, FBI, and DOL data. Median household income is $88,041. Median home value is $190,300.
What is the cost of living in Girard?
Key cost metrics: Median rent $684/mo. 2BR fair market rent $1,212/mo. Median home value $190,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →