B+

Girdwood, AK

Source:

Affordability Score: 79/100

Population: 2,250 · 1 ZIP codes

The affordability dashboard for Girdwood, AK aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,250 residents, then layers in county-level federal data to produce an overall grade of B+ (79/100). The headline inputs are median household income of $163,704, median home value of $630,200, median rent of $1,788 per month, and 49.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,631 per month (studio $1,152, 1BR $1,243, 3BR $2,268, 4BR $2,736). Department of Labor data lists infant center-based childcare at $18,819 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Girdwood, AK include income, education, rent. Unemployment currently reads 6.3% and poverty 8.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A+
$163,704
Median household income
Education A-
49.8%
Bachelor's degree or higher
Housing D
3.8x
Home value $630,200 vs income
Commute N/A
N/A
Average commute time
Rent A+
$1,631/mo
2BR fair market rent (12% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$18,819/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$163,704
▲ 164% vs national
Per Capita Income
$81,161
Unemployment Rate
6.3%
Poverty Rate
8.6%

Housing

Median Home Value
$630,200
▲ 129% vs national
Median Rent
$1,788/mo
Owner Occupied
82.8%
2BR Fair Market Rent
$1,631/mo
▲ 36% vs national

Fair Market Rents by Bedroom

Studio
$1,152
1BR
$1,243
2BR
$1,631
3BR
$2,268
4BR
$2,736

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
49.8%
▲ 20 ppt vs national
High School+
56.3%
Median Age
49.2
Avg. Commute

Childcare Costs

Infant (Center)
$18,819/yr
11% of income
Toddler (Center)
$17,533/yr
Preschool (Center)
$15,067/yr
School-Age (Center)
$6,360/yr

What This Means

Girdwood, AK receives an overall affordability grade of B+ (79/100), aggregated from 1 ZIP codes with a total population of 2,250. This area performs well in income and education and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Girdwood, AK affordable?
Girdwood, AK receives an overall affordability grade of B+ (79/100) based on Census, HUD, FBI, and DOL data. Median household income is $163,704. Median home value is $630,200.
What is the cost of living in Girdwood?
Key cost metrics: Median rent $1,788/mo. 2BR fair market rent $1,631/mo. Infant childcare $18,819/yr. Median home value $630,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →