D

Gold Hill, OR

Source:

Affordability Score: 43/100

Population: 4,601 · 1 ZIP codes

The affordability dashboard for Gold Hill, OR aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,601 residents, then layers in county-level federal data to produce an overall grade of D (43/100). The headline inputs are median household income of $72,025, median home value of $450,200, median rent of $1,209 per month, and 22.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,530 per month (studio $1,055, 1BR $1,229, 3BR $2,128, 4BR $2,514). Department of Labor data lists infant center-based childcare at $13,614 per year, consuming 19% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, childcare. Unemployment currently reads 5.4% and poverty 10.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$72,025
Median household income
Education F
22.3%
Bachelor's degree or higher
Housing F
6.3x
Home value $450,200 vs income
Commute N/A
N/A
Average commute time
Rent C+
$1,530/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$13,614/yr
Center-based infant care (19% of income)

Income & Employment

Median Income
$72,025
▲ 16% vs national
Per Capita Income
$42,573
Unemployment Rate
5.4%
Poverty Rate
10.9%

Housing

Median Home Value
$450,200
▲ 64% vs national
Median Rent
$1,209/mo
Owner Occupied
78.2%
2BR Fair Market Rent
$1,530/mo
▲ 28% vs national

Fair Market Rents by Bedroom

Studio
$1,055
1BR
$1,229
2BR
$1,530
3BR
$2,128
4BR
$2,514

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
22.3%
▼ 8 ppt vs national
High School+
52.1%
Median Age
55.1
Avg. Commute

Childcare Costs

Infant (Center)
$13,614/yr
19% of income
Toddler (Center)
$12,404/yr
Preschool (Center)
$9,952/yr
School-Age (Center)
$4,491/yr

What This Means

Gold Hill, OR receives an overall affordability grade of D (43/100), aggregated from 1 ZIP codes with a total population of 4,601. Challenges include education and housing and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Gold Hill ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Gold Hill, OR affordable?
Gold Hill, OR receives an overall affordability grade of D (43/100) based on Census, HUD, FBI, and DOL data. Median household income is $72,025. Median home value is $450,200.
What is the cost of living in Gold Hill?
Key cost metrics: Median rent $1,209/mo. 2BR fair market rent $1,530/mo. Infant childcare $13,614/yr. Median home value $450,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →