F

Golden Valley, AZ

Source:

Affordability Score: 23/100

Population: 12,103 · 1 ZIP codes

The affordability dashboard for Golden Valley, AZ aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 12,103 residents, then layers in county-level federal data to produce an overall grade of F (23/100). The headline inputs are median household income of $41,760, median home value of $177,800, median rent of $1,085 per month, and 4.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,365 per month (studio $1,053, 1BR $1,060, 3BR $1,897, 4BR $2,090). Department of Labor data lists infant center-based childcare at $9,750 per year, consuming 23% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, rent, childcare. Unemployment currently reads 5.6% and poverty 22.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$41,760
Median household income
Education F
4.9%
Bachelor's degree or higher
Housing F
4.3x
Home value $177,800 vs income
Commute N/A
N/A
Average commute time
Rent F
$1,365/mo
2BR fair market rent (39% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$9,750/yr
Center-based infant care (23% of income)

Income & Employment

Median Income
$41,760
▼ 33% vs national
Per Capita Income
$22,861
Unemployment Rate
5.6%
Poverty Rate
22.7%

Housing

Median Home Value
$177,800
▼ 35% vs national
Median Rent
$1,085/mo
Owner Occupied
89.6%
2BR Fair Market Rent
$1,365/mo
▲ 14% vs national

Fair Market Rents by Bedroom

Studio
$1,053
1BR
$1,060
2BR
$1,365
3BR
$1,897
4BR
$2,090

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
4.9%
▼ 25 ppt vs national
High School+
40.0%
Median Age
54.3
Avg. Commute

Childcare Costs

Infant (Center)
$9,750/yr
23% of income
Toddler (Center)
$8,060/yr
Preschool (Center)
$8,060/yr
School-Age (Center)
$7,800/yr

What This Means

Golden Valley, AZ receives an overall affordability grade of F (23/100), aggregated from 1 ZIP codes with a total population of 12,103. Challenges include income and education and housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Golden Valley ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Golden Valley, AZ affordable?
Golden Valley, AZ receives an overall affordability grade of F (23/100) based on Census, HUD, FBI, and DOL data. Median household income is $41,760. Median home value is $177,800.
What is the cost of living in Golden Valley?
Key cost metrics: Median rent $1,085/mo. 2BR fair market rent $1,365/mo. Infant childcare $9,750/yr. Median home value $177,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →