F

Gonzales, CA

Source:

Affordability Score: 29/100

Population: 8,726 · 1 ZIP codes

The affordability dashboard for Gonzales, CA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 8,726 residents, then layers in county-level federal data to produce an overall grade of F (29/100). The headline inputs are median household income of $77,694, median home value of $621,900, median rent of $1,474 per month, and 9.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,684 per month (studio $2,173, 1BR $2,232, 3BR $3,623, 4BR $3,945). Department of Labor data lists infant center-based childcare at $20,953 per year, consuming 27% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, rent, childcare. Unemployment currently reads 3.5% and poverty 6.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$77,694
Median household income
Education F
9.7%
Bachelor's degree or higher
Housing F
8.0x
Home value $621,900 vs income
Commute D
27 min
Average commute time
Rent F
$2,684/mo
2BR fair market rent (41% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$20,953/yr
Center-based infant care (27% of income)

Income & Employment

Median Income
$77,694
▲ 25% vs national
Per Capita Income
$28,170
Unemployment Rate
3.5%
Poverty Rate
6.8%

Housing

Median Home Value
$621,900
▲ 126% vs national
Median Rent
$1,474/mo
Owner Occupied
54.2%
2BR Fair Market Rent
$2,684/mo
▲ 124% vs national

Fair Market Rents by Bedroom

Studio
$2,173
1BR
$2,232
2BR
$2,684
3BR
$3,623
4BR
$3,945

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
9.7%
▼ 20 ppt vs national
High School+
38.4%
Median Age
28.8
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
$20,953/yr
27% of income
Toddler (Center)
$13,118/yr
Preschool (Center)
$10,277/yr
School-Age (Center)
$5,231/yr

What This Means

Gonzales, CA receives an overall affordability grade of F (29/100), aggregated from 1 ZIP codes with a total population of 8,726. Challenges include education and housing and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Gonzales, CA affordable?
Gonzales, CA receives an overall affordability grade of F (29/100) based on Census, HUD, FBI, and DOL data. Median household income is $77,694. Median home value is $621,900.
What is the cost of living in Gonzales?
Key cost metrics: Median rent $1,474/mo. 2BR fair market rent $2,684/mo. Infant childcare $20,953/yr. Median home value $621,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →