A-

Goshen, KY

Source:

Affordability Score: 81/100

Population: 5,458 · 1 ZIP codes

The affordability dashboard for Goshen, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,458 residents, then layers in county-level federal data to produce an overall grade of A- (81/100). The headline inputs are median household income of $134,254, median home value of $432,100, median rent of $2,069 per month, and 64.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,272 per month (studio $966, 1BR $1,047, 3BR $1,625, 4BR $1,891). Department of Labor data lists infant center-based childcare at $7,868 per year, consuming 6% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Goshen, KY include income, education, rent, childcare. Unemployment currently reads 3.2% and poverty 2.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A+
$134,254
Median household income
Education A+
64.7%
Bachelor's degree or higher
Housing C+
3.2x
Home value $432,100 vs income
Commute C-
26 min
Average commute time
Rent A+
$1,272/mo
2BR fair market rent (11% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare A
$7,868/yr
Center-based infant care (6% of income)

Income & Employment

Median Income
$134,254
▲ 117% vs national
Per Capita Income
$60,882
Unemployment Rate
3.2%
Poverty Rate
2.2%

Housing

Median Home Value
$432,100
▲ 57% vs national
Median Rent
$2,069/mo
Owner Occupied
92.2%
2BR Fair Market Rent
$1,272/mo
▲ 6% vs national

Fair Market Rents by Bedroom

Studio
$966
1BR
$1,047
2BR
$1,272
3BR
$1,625
4BR
$1,891

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
64.7%
▲ 35 ppt vs national
High School+
75.5%
Median Age
38.0
Avg. Commute
26 min
▼ 0 min vs national

Childcare Costs

Infant (Center)
$7,868/yr
6% of income
Toddler (Center)
$6,858/yr
Preschool (Center)
$6,858/yr
School-Age (Center)
$6,218/yr

What This Means

Goshen, KY receives an overall affordability grade of A- (81/100), aggregated from 1 ZIP codes with a total population of 5,458. This area performs well in income and education and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Goshen, KY affordable?
Goshen, KY receives an overall affordability grade of A- (81/100) based on Census, HUD, FBI, and DOL data. Median household income is $134,254. Median home value is $432,100.
What is the cost of living in Goshen?
Key cost metrics: Median rent $2,069/mo. 2BR fair market rent $1,272/mo. Infant childcare $7,868/yr. Median home value $432,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →