D

Grand Chain, IL

Source:

Affordability Score: 48/100

Population: 808 · 1 ZIP codes

The affordability dashboard for Grand Chain, IL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 808 residents, then layers in county-level federal data to produce an overall grade of D (48/100). The headline inputs are median household income of $47,500, median home value of $139,400, median rent of $734 per month, and 10.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $916 per month (studio $632, 1BR $836, 3BR $1,274, 4BR $1,537).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 3.4% and poverty 12.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$47,500
Median household income
Education F
10.6%
Bachelor's degree or higher
Housing B
2.9x
Home value $139,400 vs income
Commute N/A
N/A
Average commute time
Rent B
$916/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$47,500
▼ 23% vs national
Per Capita Income
$32,241
Unemployment Rate
3.4%
Poverty Rate
12.4%

Housing

Median Home Value
$139,400
▼ 49% vs national
Median Rent
$734/mo
Owner Occupied
83.0%
2BR Fair Market Rent
$916/mo
▼ 24% vs national

Fair Market Rents by Bedroom

Studio
$632
1BR
$836
2BR
$916
3BR
$1,274
4BR
$1,537

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
10.6%
▼ 19 ppt vs national
High School+
32.3%
Median Age
55.8
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Grand Chain, IL receives an overall affordability grade of D (48/100), aggregated from 1 ZIP codes with a total population of 808. Challenges include income and education. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Grand Chain ZIP Codes
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What are common questions about this dashboard?

Is Grand Chain, IL affordable?
Grand Chain, IL receives an overall affordability grade of D (48/100) based on Census, HUD, FBI, and DOL data. Median household income is $47,500. Median home value is $139,400.
What is the cost of living in Grand Chain?
Key cost metrics: Median rent $734/mo. 2BR fair market rent $916/mo. Median home value $139,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →