B-

Grand Rapids, MI

Source:

Affordability Score: 66/100

Population: 348,860 · 12 ZIP codes

The affordability dashboard for Grand Rapids, MI aggregates Census ACS 5-Year Estimates across 12 ZIP codes covering 348,860 residents, then layers in county-level federal data to produce an overall grade of B- (66/100). The headline inputs are median household income of $78,102, median home value of $277,462, median rent of $1,277 per month, and 41.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,531 per month (studio $1,232, 1BR $1,278, 3BR $1,980, 4BR $2,189). Department of Labor data lists infant center-based childcare at $9,006 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Grand Rapids, MI include commute. Unemployment currently reads 4.7% and poverty 13.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$78,102
Median household income
Education B
41.6%
Bachelor's degree or higher
Housing D
3.6x
Home value $277,462 vs income
Commute B+
19 min
Average commute time
Rent B
$1,531/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$9,006/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$78,102
▲ 26% vs national
Per Capita Income
$40,385
Unemployment Rate
4.7%
Poverty Rate
13.1%

Housing

Median Home Value
$277,462
▲ 1% vs national
Median Rent
$1,277/mo
Owner Occupied
62.8%
2BR Fair Market Rent
$1,531/mo
▲ 28% vs national

Fair Market Rents by Bedroom

Studio
$1,232
1BR
$1,278
2BR
$1,531
3BR
$1,980
4BR
$2,189

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
41.6%
▲ 12 ppt vs national
High School+
64.1%
Median Age
34.5
Avg. Commute
19 min
▼ 7 min vs national

Childcare Costs

Infant (Center)
$9,006/yr
12% of income
Toddler (Center)
$9,006/yr
Preschool (Center)
$7,080/yr
School-Age (Center)
$6,160/yr

What This Means

Grand Rapids, MI receives an overall affordability grade of B- (66/100), aggregated from 12 ZIP codes with a total population of 348,860. This area performs well in commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Grand Rapids ZIP Codes
View all 12 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Grand Rapids, MI affordable?
Grand Rapids, MI receives an overall affordability grade of B- (66/100) based on Census, HUD, FBI, and DOL data. Median household income is $78,102. Median home value is $277,462.
What is the cost of living in Grand Rapids?
Key cost metrics: Median rent $1,277/mo. 2BR fair market rent $1,531/mo. Infant childcare $9,006/yr. Median home value $277,462.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →