D

Grand Rivers, KY

Source:

Affordability Score: 45/100

Population: 2,089 · 1 ZIP codes

The affordability dashboard for Grand Rivers, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,089 residents, then layers in county-level federal data to produce an overall grade of D (45/100). The headline inputs are median household income of $50,549, median home value of $157,800, median rent of $844 per month, and 15.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,158 per month (studio $865, 1BR $960, 3BR $1,388, 4BR $1,771). Department of Labor data lists infant center-based childcare at $6,642 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, commute. Unemployment currently reads 2.3% and poverty 21.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$50,549
Median household income
Education F
15.4%
Bachelor's degree or higher
Housing C+
3.1x
Home value $157,800 vs income
Commute F
31 min
Average commute time
Rent C
$1,158/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$6,642/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$50,549
▼ 18% vs national
Per Capita Income
$32,492
Unemployment Rate
2.3%
Poverty Rate
21.3%

Housing

Median Home Value
$157,800
▼ 43% vs national
Median Rent
$844/mo
Owner Occupied
70.0%
2BR Fair Market Rent
$1,158/mo
▼ 4% vs national

Fair Market Rents by Bedroom

Studio
$865
1BR
$960
2BR
$1,158
3BR
$1,388
4BR
$1,771

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
15.4%
▼ 15 ppt vs national
High School+
70.4%
Median Age
56.8
Avg. Commute
31 min
▲ 5 min vs national

Childcare Costs

Infant (Center)
$6,642/yr
13% of income
Toddler (Center)
$6,242/yr
Preschool (Center)
$6,242/yr
School-Age (Center)
$6,041/yr

What This Means

Grand Rivers, KY receives an overall affordability grade of D (45/100), aggregated from 1 ZIP codes with a total population of 2,089. Challenges include income and education and commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Grand Rivers, KY affordable?
Grand Rivers, KY receives an overall affordability grade of D (45/100) based on Census, HUD, FBI, and DOL data. Median household income is $50,549. Median home value is $157,800.
What is the cost of living in Grand Rivers?
Key cost metrics: Median rent $844/mo. 2BR fair market rent $1,158/mo. Infant childcare $6,642/yr. Median home value $157,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →