D

Grass Valley, CA

Source:

Affordability Score: 48/100

Population: 44,940 · 2 ZIP codes

The affordability dashboard for Grass Valley, CA aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 44,940 residents, then layers in county-level federal data to produce an overall grade of D (48/100). The headline inputs are median household income of $80,130, median home value of $544,464, median rent of $1,650 per month, and 34.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,813 per month (studio $1,373, 1BR $1,382, 3BR $2,521, 4BR $3,041). Department of Labor data lists infant center-based childcare at $16,469 per year, consuming 21% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, childcare. Unemployment currently reads 6.0% and poverty 12.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$80,130
Median household income
Education C
34.4%
Bachelor's degree or higher
Housing F
6.8x
Home value $544,464 vs income
Commute C+
23 min
Average commute time
Rent C
$1,813/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$16,469/yr
Center-based infant care (21% of income)

Income & Employment

Median Income
$80,130
▲ 29% vs national
Per Capita Income
$45,958
Unemployment Rate
6.0%
Poverty Rate
12.8%

Housing

Median Home Value
$544,464
▲ 98% vs national
Median Rent
$1,650/mo
Owner Occupied
70.7%
2BR Fair Market Rent
$1,813/mo
▲ 51% vs national

Fair Market Rents by Bedroom

Studio
$1,373
1BR
$1,382
2BR
$1,813
3BR
$2,521
4BR
$3,041

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
34.4%
▲ 4 ppt vs national
High School+
56.4%
Median Age
51.3
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$16,469/yr
21% of income
Toddler (Center)
$11,053/yr
Preschool (Center)
$10,452/yr
School-Age (Center)
$10,177/yr

What This Means

Grass Valley, CA receives an overall affordability grade of D (48/100), aggregated from 2 ZIP codes with a total population of 44,940. Challenges include housing and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Grass Valley ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Grass Valley, CA affordable?
Grass Valley, CA receives an overall affordability grade of D (48/100) based on Census, HUD, FBI, and DOL data. Median household income is $80,130. Median home value is $544,464.
What is the cost of living in Grass Valley?
Key cost metrics: Median rent $1,650/mo. 2BR fair market rent $1,813/mo. Infant childcare $16,469/yr. Median home value $544,464.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →