C+

Gray, ME

Source:

Affordability Score: 63/100

Population: 7,422 · 1 ZIP codes

The affordability dashboard for Gray, ME aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 7,422 residents, then layers in county-level federal data to produce an overall grade of C+ (63/100). The headline inputs are median household income of $95,125, median home value of $357,500, median rent of $1,371 per month, and 44.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,833 per month (studio $1,264, 1BR $1,397, 3BR $2,380, 4BR $3,038). Department of Labor data lists infant center-based childcare at $13,087 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Gray, ME include income, education. Unemployment currently reads 3.3% and poverty 3.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$95,125
Median household income
Education B+
44.4%
Bachelor's degree or higher
Housing D
3.8x
Home value $357,500 vs income
Commute D
28 min
Average commute time
Rent B
$1,833/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$13,087/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$95,125
▲ 53% vs national
Per Capita Income
$49,790
Unemployment Rate
3.3%
Poverty Rate
3.4%

Housing

Median Home Value
$357,500
▲ 30% vs national
Median Rent
$1,371/mo
Owner Occupied
81.5%
2BR Fair Market Rent
$1,833/mo
▲ 53% vs national

Fair Market Rents by Bedroom

Studio
$1,264
1BR
$1,397
2BR
$1,833
3BR
$2,380
4BR
$3,038

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
44.4%
▲ 14 ppt vs national
High School+
67.4%
Median Age
42.7
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
$13,087/yr
14% of income
Toddler (Center)
$13,087/yr
Preschool (Center)
$13,589/yr
School-Age (Center)
$8,233/yr

What This Means

Gray, ME receives an overall affordability grade of C+ (63/100), aggregated from 1 ZIP codes with a total population of 7,422. This area performs well in income and education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Gray, ME affordable?
Gray, ME receives an overall affordability grade of C+ (63/100) based on Census, HUD, FBI, and DOL data. Median household income is $95,125. Median home value is $357,500.
What is the cost of living in Gray?
Key cost metrics: Median rent $1,371/mo. 2BR fair market rent $1,833/mo. Infant childcare $13,087/yr. Median home value $357,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →