C

Great Falls, MT

Source:

Affordability Score: 58/100

Population: 72,079 · 3 ZIP codes

The affordability dashboard for Great Falls, MT aggregates Census ACS 5-Year Estimates across 3 ZIP codes covering 72,079 residents, then layers in county-level federal data to produce an overall grade of C (58/100). The headline inputs are median household income of $67,758, median home value of $261,957, median rent of $1,017 per month, and 28.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,284 per month (studio $960, 1BR $979, 3BR $1,786, 4BR $2,035). Department of Labor data lists infant center-based childcare at $11,445 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Great Falls, MT include commute. Unemployment currently reads 3.1% and poverty 13.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$67,758
Median household income
Education D
28.7%
Bachelor's degree or higher
Housing D
3.9x
Home value $261,957 vs income
Commute A
15 min
Average commute time
Rent B
$1,284/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$11,445/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$67,758
▲ 9% vs national
Per Capita Income
$38,226
Unemployment Rate
3.1%
Poverty Rate
13.3%

Housing

Median Home Value
$261,957
▼ 5% vs national
Median Rent
$1,017/mo
Owner Occupied
67.1%
2BR Fair Market Rent
$1,284/mo
▲ 7% vs national

Fair Market Rents by Bedroom

Studio
$960
1BR
$979
2BR
$1,284
3BR
$1,786
4BR
$2,035

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
28.7%
▼ 1 ppt vs national
High School+
60.6%
Median Age
37.4
Avg. Commute
15 min
▼ 11 min vs national

Childcare Costs

Infant (Center)
$11,445/yr
17% of income
Toddler (Center)
$11,926/yr
Preschool (Center)
$10,227/yr
School-Age (Center)
$10,227/yr

What This Means

Great Falls, MT receives an overall affordability grade of C (58/100), aggregated from 3 ZIP codes with a total population of 72,079. This area performs well in commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Great Falls ZIP Codes
View all 3 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Great Falls, MT affordable?
Great Falls, MT receives an overall affordability grade of C (58/100) based on Census, HUD, FBI, and DOL data. Median household income is $67,758. Median home value is $261,957.
What is the cost of living in Great Falls?
Key cost metrics: Median rent $1,017/mo. 2BR fair market rent $1,284/mo. Infant childcare $11,445/yr. Median home value $261,957.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →