D

Greenwood, MS

Source:

Affordability Score: 45/100

Population: 25,332 · 2 ZIP codes

The affordability dashboard for Greenwood, MS aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 25,332 residents, then layers in county-level federal data to produce an overall grade of D (45/100). The headline inputs are median household income of $35,453, median home value of $112,300, median rent of $655 per month, and 21.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $842 per month (studio $638, 1BR $642, 3BR $1,055, 4BR $1,115). Department of Labor data lists infant center-based childcare at $6,090 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 9.9% and poverty 31.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$35,453
Median household income
Education F
21.3%
Bachelor's degree or higher
Housing C+
3.2x
Home value $112,300 vs income
Commute B
21 min
Average commute time
Rent C-
$842/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$6,090/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$35,453
▼ 43% vs national
Per Capita Income
$24,356
Unemployment Rate
9.9%
Poverty Rate
31.1%

Housing

Median Home Value
$112,300
▼ 59% vs national
Median Rent
$655/mo
Owner Occupied
56.4%
2BR Fair Market Rent
$842/mo
▼ 30% vs national

Fair Market Rents by Bedroom

Studio
$638
1BR
$642
2BR
$842
3BR
$1,055
4BR
$1,115

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
21.3%
▼ 9 ppt vs national
High School+
48.1%
Median Age
36.1
Avg. Commute
21 min
▼ 5 min vs national

Childcare Costs

Infant (Center)
$6,090/yr
17% of income
Toddler (Center)
$5,544/yr
Preschool (Center)
$5,544/yr
School-Age (Center)
$5,270/yr

What This Means

Greenwood, MS receives an overall affordability grade of D (45/100), aggregated from 2 ZIP codes with a total population of 25,332. Challenges include income and education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Greenwood ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Greenwood, MS affordable?
Greenwood, MS receives an overall affordability grade of D (45/100) based on Census, HUD, FBI, and DOL data. Median household income is $35,453. Median home value is $112,300.
What is the cost of living in Greenwood?
Key cost metrics: Median rent $655/mo. 2BR fair market rent $842/mo. Infant childcare $6,090/yr. Median home value $112,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →