F

Guayama, PR

Source:

Affordability Score: 31/100

Population: 44,637 · 1 ZIP codes

The affordability dashboard for Guayama, PR aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 44,637 residents, then layers in county-level federal data to produce an overall grade of F (31/100). The headline inputs are median household income of $20,558, median home value of $108,700, median rent of $436 per month, and 25.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $485 per month (studio $404, 1BR $406, 3BR $643, 4BR $646).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, housing. Unemployment currently reads 4.5% and poverty 48.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$20,558
Median household income
Education D
25.5%
Bachelor's degree or higher
Housing F
5.3x
Home value $108,700 vs income
Commute C-
26 min
Average commute time
Rent C
$485/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$20,558
▼ 67% vs national
Per Capita Income
$13,791
Unemployment Rate
4.5%
Poverty Rate
48.8%

Housing

Median Home Value
$108,700
▼ 60% vs national
Median Rent
$436/mo
Owner Occupied
67.9%
2BR Fair Market Rent
$485/mo
▼ 60% vs national

Fair Market Rents by Bedroom

Studio
$404
1BR
$406
2BR
$485
3BR
$643
4BR
$646

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.5%
▼ 4 ppt vs national
High School+
59.7%
Median Age
41.2
Avg. Commute
26 min
▼ 0 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Guayama, PR receives an overall affordability grade of F (31/100), aggregated from 1 ZIP codes with a total population of 44,637. Challenges include income and housing. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Guayama ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Guayama, PR affordable?
Guayama, PR receives an overall affordability grade of F (31/100) based on Census, HUD, FBI, and DOL data. Median household income is $20,558. Median home value is $108,700.
What is the cost of living in Guayama?
Key cost metrics: Median rent $436/mo. 2BR fair market rent $485/mo. Median home value $108,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →