C

Guthrie, KY

Source:

Affordability Score: 59/100

Population: 2,469 · 1 ZIP codes

The affordability dashboard for Guthrie, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,469 residents, then layers in county-level federal data to produce an overall grade of C (59/100). The headline inputs are median household income of $58,259, median home value of $165,300, median rent of $854 per month, and 13.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $918 per month (studio $656, 1BR $700, 3BR $1,151, 4BR $1,351). Department of Labor data lists infant center-based childcare at $6,642 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Guthrie, KY include rent. Pressure points are education. Unemployment currently reads 11.0% and poverty 21.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$58,259
Median household income
Education F
13.8%
Bachelor's degree or higher
Housing B
2.8x
Home value $165,300 vs income
Commute N/A
N/A
Average commute time
Rent A-
$918/mo
2BR fair market rent (19% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$6,642/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$58,259
▼ 6% vs national
Per Capita Income
$34,113
Unemployment Rate
11.0%
Poverty Rate
21.1%

Housing

Median Home Value
$165,300
▼ 40% vs national
Median Rent
$854/mo
Owner Occupied
61.9%
2BR Fair Market Rent
$918/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$656
1BR
$700
2BR
$918
3BR
$1,151
4BR
$1,351

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
13.8%
▼ 16 ppt vs national
High School+
50.7%
Median Age
35.1
Avg. Commute

Childcare Costs

Infant (Center)
$6,642/yr
11% of income
Toddler (Center)
$6,242/yr
Preschool (Center)
$6,242/yr
School-Age (Center)
$6,041/yr

What This Means

Guthrie, KY receives an overall affordability grade of C (59/100), aggregated from 1 ZIP codes with a total population of 2,469. This area performs well in rent. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Guthrie ZIP Codes
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What are common questions about this dashboard?

Is Guthrie, KY affordable?
Guthrie, KY receives an overall affordability grade of C (59/100) based on Census, HUD, FBI, and DOL data. Median household income is $58,259. Median home value is $165,300.
What is the cost of living in Guthrie?
Key cost metrics: Median rent $854/mo. 2BR fair market rent $918/mo. Infant childcare $6,642/yr. Median home value $165,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →