Gypsum, CO

The affordability dashboard for Gypsum, CO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 7,721 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of $109,209, median home value of $616,200, median rent of $2,140 per month, and 30.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,379 per month (studio $1,640, 1BR $1,813, 3BR $2,852, 4BR $3,688). Department of Labor data lists infant center-based childcare at $17,295 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Gypsum, CO include income. Pressure points are housing. Unemployment currently reads 1.5% and poverty 8.4% — numbers worth keeping alongside the headline grade.