F

Harbinger, NC

Source:

Affordability Score: 28/100

Population: 536 · 1 ZIP codes

The affordability dashboard for Harbinger, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 536 residents, then layers in county-level federal data to produce an overall grade of F (28/100). The headline inputs are median household income of $50,893, median home value of $381,500, median rent of per month, and 30.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,713 per month (studio $1,492, 1BR $1,512, 3BR $2,376, 4BR $2,797). Department of Labor data lists infant center-based childcare at $8,947 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, housing, rent. Unemployment currently reads 0.0% and poverty 11.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$50,893
Median household income
Education C-
30.7%
Bachelor's degree or higher
Housing F
7.5x
Home value $381,500 vs income
Commute N/A
N/A
Average commute time
Rent F
$1,713/mo
2BR fair market rent (40% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$8,947/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$50,893
▼ 18% vs national
Per Capita Income
$42,865
Unemployment Rate
0.0%
Poverty Rate
11.2%

Housing

Median Home Value
$381,500
▲ 39% vs national
Median Rent
Owner Occupied
88.5%
2BR Fair Market Rent
$1,713/mo
▲ 43% vs national

Fair Market Rents by Bedroom

Studio
$1,492
1BR
$1,512
2BR
$1,713
3BR
$2,376
4BR
$2,797

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
30.7%
▲ 1 ppt vs national
High School+
56.9%
Median Age
61.5
Avg. Commute

Childcare Costs

Infant (Center)
$8,947/yr
18% of income
Toddler (Center)
$7,752/yr
Preschool (Center)
$6,697/yr
School-Age (Center)
$3,851/yr

What This Means

Harbinger, NC receives an overall affordability grade of F (28/100), aggregated from 1 ZIP codes with a total population of 536. Challenges include income and housing and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Harbinger, NC affordable?
Harbinger, NC receives an overall affordability grade of F (28/100) based on Census, HUD, FBI, and DOL data. Median household income is $50,893. Median home value is $381,500.
What is the cost of living in Harbinger?
Key cost metrics: 2BR fair market rent $1,713/mo. Infant childcare $8,947/yr. Median home value $381,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →