C-

Harborcreek, PA

Source:

Affordability Score: 54/100

Population: 2,518 · 1 ZIP codes

The affordability dashboard for Harborcreek, PA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,518 residents, then layers in county-level federal data to produce an overall grade of C- (54/100). The headline inputs are median household income of $64,091, median home value of $224,200, median rent of $652 per month, and 23.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,212 per month (studio $836, 1BR $945, 3BR $1,499, 4BR $1,683).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 3.2% and poverty 16.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$64,091
Median household income
Education F
23.8%
Bachelor's degree or higher
Housing C-
3.5x
Home value $224,200 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,212/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$64,091
▲ 3% vs national
Per Capita Income
$40,937
Unemployment Rate
3.2%
Poverty Rate
16.6%

Housing

Median Home Value
$224,200
▼ 18% vs national
Median Rent
$652/mo
Owner Occupied
65.0%
2BR Fair Market Rent
$1,212/mo
▲ 1% vs national

Fair Market Rents by Bedroom

Studio
$836
1BR
$945
2BR
$1,212
3BR
$1,499
4BR
$1,683

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
23.8%
▼ 6 ppt vs national
High School+
69.8%
Median Age
50.6
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Harborcreek, PA receives an overall affordability grade of C- (54/100), aggregated from 1 ZIP codes with a total population of 2,518. Challenges include education. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Harborcreek ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Harborcreek, PA affordable?
Harborcreek, PA receives an overall affordability grade of C- (54/100) based on Census, HUD, FBI, and DOL data. Median household income is $64,091. Median home value is $224,200.
What is the cost of living in Harborcreek?
Key cost metrics: Median rent $652/mo. 2BR fair market rent $1,212/mo. Median home value $224,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →