C

Harrodsburg, KY

Source:

Affordability Score: 59/100

Population: 19,334 · 1 ZIP codes

The affordability dashboard for Harrodsburg, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 19,334 residents, then layers in county-level federal data to produce an overall grade of C (59/100). The headline inputs are median household income of $63,992, median home value of $199,500, median rent of $824 per month, and 25.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $866 per month (studio $619, 1BR $660, 3BR $1,204, 4BR $1,453). Department of Labor data lists infant center-based childcare at $10,126 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Harrodsburg, KY include rent. Unemployment currently reads 4.3% and poverty 10.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$63,992
Median household income
Education D
25.3%
Bachelor's degree or higher
Housing C+
3.1x
Home value $199,500 vs income
Commute C-
26 min
Average commute time
Rent A
$866/mo
2BR fair market rent (16% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$10,126/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$63,992
▲ 3% vs national
Per Capita Income
$33,373
Unemployment Rate
4.3%
Poverty Rate
10.7%

Housing

Median Home Value
$199,500
▼ 27% vs national
Median Rent
$824/mo
Owner Occupied
75.8%
2BR Fair Market Rent
$866/mo
▼ 28% vs national

Fair Market Rents by Bedroom

Studio
$619
1BR
$660
2BR
$866
3BR
$1,204
4BR
$1,453

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.3%
▼ 5 ppt vs national
High School+
59.3%
Median Age
42.5
Avg. Commute
26 min
▼ 0 min vs national

Childcare Costs

Infant (Center)
$10,126/yr
16% of income
Toddler (Center)
$8,666/yr
Preschool (Center)
$8,666/yr
School-Age (Center)
$7,551/yr

What This Means

Harrodsburg, KY receives an overall affordability grade of C (59/100), aggregated from 1 ZIP codes with a total population of 19,334. This area performs well in rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Harrodsburg, KY affordable?
Harrodsburg, KY receives an overall affordability grade of C (59/100) based on Census, HUD, FBI, and DOL data. Median household income is $63,992. Median home value is $199,500.
What is the cost of living in Harrodsburg?
Key cost metrics: Median rent $824/mo. 2BR fair market rent $866/mo. Infant childcare $10,126/yr. Median home value $199,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →