C-

Hartwell, GA

Source:

Affordability Score: 53/100

Population: 16,382 · 1 ZIP codes

The affordability dashboard for Hartwell, GA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 16,382 residents, then layers in county-level federal data to produce an overall grade of C- (53/100). The headline inputs are median household income of $61,596, median home value of $235,100, median rent of $815 per month, and 21.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,042 per month (studio $816, 1BR $821, 3BR $1,249, 4BR $1,494). Department of Labor data lists infant center-based childcare at $7,436 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Hartwell, GA include rent. Pressure points are education. Unemployment currently reads 4.0% and poverty 12.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$61,596
Median household income
Education F
21.9%
Bachelor's degree or higher
Housing D
3.8x
Home value $235,100 vs income
Commute D
27 min
Average commute time
Rent B+
$1,042/mo
2BR fair market rent (20% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$7,436/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$61,596
▼ 1% vs national
Per Capita Income
$34,647
Unemployment Rate
4.0%
Poverty Rate
12.4%

Housing

Median Home Value
$235,100
▼ 15% vs national
Median Rent
$815/mo
Owner Occupied
77.1%
2BR Fair Market Rent
$1,042/mo
▼ 13% vs national

Fair Market Rents by Bedroom

Studio
$816
1BR
$821
2BR
$1,042
3BR
$1,249
4BR
$1,494

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
21.9%
▼ 8 ppt vs national
High School+
57.5%
Median Age
48.6
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
$7,436/yr
12% of income
Toddler (Center)
$6,916/yr
Preschool (Center)
$6,638/yr
School-Age (Center)
$3,640/yr

What This Means

Hartwell, GA receives an overall affordability grade of C- (53/100), aggregated from 1 ZIP codes with a total population of 16,382. This area performs well in rent. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Hartwell, GA affordable?
Hartwell, GA receives an overall affordability grade of C- (53/100) based on Census, HUD, FBI, and DOL data. Median household income is $61,596. Median home value is $235,100.
What is the cost of living in Hartwell?
Key cost metrics: Median rent $815/mo. 2BR fair market rent $1,042/mo. Infant childcare $7,436/yr. Median home value $235,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →