F

Heidelberg, MS

Source:

Affordability Score: 38/100

Population: 4,573 · 1 ZIP codes

The affordability dashboard for Heidelberg, MS aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,573 residents, then layers in county-level federal data to produce an overall grade of F (38/100). The headline inputs are median household income of $34,250, median home value of $100,900, median rent of $834 per month, and 8.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $842 per month (studio $708, 1BR $713, 3BR $1,115, 4BR $1,118). Department of Labor data lists infant center-based childcare at $6,031 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, commute. Unemployment currently reads 2.3% and poverty 31.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$34,250
Median household income
Education F
8.7%
Bachelor's degree or higher
Housing B-
2.9x
Home value $100,900 vs income
Commute F
29 min
Average commute time
Rent C-
$842/mo
2BR fair market rent (30% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$6,031/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$34,250
▼ 45% vs national
Per Capita Income
$21,502
Unemployment Rate
2.3%
Poverty Rate
31.3%

Housing

Median Home Value
$100,900
▼ 63% vs national
Median Rent
$834/mo
Owner Occupied
84.3%
2BR Fair Market Rent
$842/mo
▼ 30% vs national

Fair Market Rents by Bedroom

Studio
$708
1BR
$713
2BR
$842
3BR
$1,115
4BR
$1,118

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
8.7%
▼ 21 ppt vs national
High School+
53.1%
Median Age
38.2
Avg. Commute
29 min
▲ 3 min vs national

Childcare Costs

Infant (Center)
$6,031/yr
18% of income
Toddler (Center)
$5,491/yr
Preschool (Center)
$5,491/yr
School-Age (Center)
$5,220/yr

What This Means

Heidelberg, MS receives an overall affordability grade of F (38/100), aggregated from 1 ZIP codes with a total population of 4,573. Challenges include income and education and commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Heidelberg, MS affordable?
Heidelberg, MS receives an overall affordability grade of F (38/100) based on Census, HUD, FBI, and DOL data. Median household income is $34,250. Median home value is $100,900.
What is the cost of living in Heidelberg?
Key cost metrics: Median rent $834/mo. 2BR fair market rent $842/mo. Infant childcare $6,031/yr. Median home value $100,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →