C-

Henderson, NC

Source:

Affordability Score: 51/100

Population: 41,608 · 2 ZIP codes

The affordability dashboard for Henderson, NC aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 41,608 residents, then layers in county-level federal data to produce an overall grade of C- (51/100). The headline inputs are median household income of $50,417, median home value of $151,165, median rent of $921 per month, and 17.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $975 per month (studio $738, 1BR $743, 3BR $1,197, 4BR $1,318). Department of Labor data lists infant center-based childcare at $8,351 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 8.9% and poverty 20.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$50,417
Median household income
Education F
17.2%
Bachelor's degree or higher
Housing B-
3.0x
Home value $151,165 vs income
Commute C-
25 min
Average commute time
Rent B
$975/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$8,351/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$50,417
▼ 19% vs national
Per Capita Income
$27,176
Unemployment Rate
8.9%
Poverty Rate
20.0%

Housing

Median Home Value
$151,165
▼ 45% vs national
Median Rent
$921/mo
Owner Occupied
58.4%
2BR Fair Market Rent
$975/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$738
1BR
$743
2BR
$975
3BR
$1,197
4BR
$1,318

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
17.2%
▼ 13 ppt vs national
High School+
54.2%
Median Age
39.0
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$8,351/yr
17% of income
Toddler (Center)
$7,222/yr
Preschool (Center)
$6,697/yr
School-Age (Center)
$3,851/yr

What This Means

Henderson, NC receives an overall affordability grade of C- (51/100), aggregated from 2 ZIP codes with a total population of 41,608. Challenges include income and education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Henderson ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Henderson, NC affordable?
Henderson, NC receives an overall affordability grade of C- (51/100) based on Census, HUD, FBI, and DOL data. Median household income is $50,417. Median home value is $151,165.
What is the cost of living in Henderson?
Key cost metrics: Median rent $921/mo. 2BR fair market rent $975/mo. Infant childcare $8,351/yr. Median home value $151,165.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →