F

Hernandez, NM

Source:

Affordability Score: 33/100

Population: 2,957 · 1 ZIP codes

The affordability dashboard for Hernandez, NM aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,957 residents, then layers in county-level federal data to produce an overall grade of F (33/100). The headline inputs are median household income of $48,228, median home value of $250,000, median rent of $777 per month, and 2.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $973 per month (studio $737, 1BR $742, 3BR $1,199, 4BR $1,437).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing. Unemployment currently reads 3.2% and poverty 10.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$48,228
Median household income
Education F
2.9%
Bachelor's degree or higher
Housing F
5.2x
Home value $250,000 vs income
Commute N/A
N/A
Average commute time
Rent B-
$973/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$48,228
▼ 22% vs national
Per Capita Income
$31,842
Unemployment Rate
3.2%
Poverty Rate
10.8%

Housing

Median Home Value
$250,000
▼ 9% vs national
Median Rent
$777/mo
Owner Occupied
78.7%
2BR Fair Market Rent
$973/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$737
1BR
$742
2BR
$973
3BR
$1,199
4BR
$1,437

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
2.9%
▼ 27 ppt vs national
High School+
47.3%
Median Age
45.8
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Hernandez, NM receives an overall affordability grade of F (33/100), aggregated from 1 ZIP codes with a total population of 2,957. Challenges include income and education and housing. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Hernandez ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Hernandez, NM affordable?
Hernandez, NM receives an overall affordability grade of F (33/100) based on Census, HUD, FBI, and DOL data. Median household income is $48,228. Median home value is $250,000.
What is the cost of living in Hernandez?
Key cost metrics: Median rent $777/mo. 2BR fair market rent $973/mo. Median home value $250,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →