B-

Herndon, KY

Source:

Affordability Score: 69/100

Population: 929 · 1 ZIP codes

The affordability dashboard for Herndon, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 929 residents, then layers in county-level federal data to produce an overall grade of B- (69/100). The headline inputs are median household income of $68,819, median home value of $118,000, median rent of $864 per month, and 30.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,346 per month (studio $1,090, 1BR $1,094, 3BR $1,871, 4BR $2,258). Department of Labor data lists infant center-based childcare at $5,789 per year, consuming 8% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Herndon, KY include housing, childcare. Unemployment currently reads 2.2% and poverty 1.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$68,819
Median household income
Education C-
30.0%
Bachelor's degree or higher
Housing A+
1.7x
Home value $118,000 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,346/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B+
$5,789/yr
Center-based infant care (8% of income)

Income & Employment

Median Income
$68,819
▲ 11% vs national
Per Capita Income
$29,946
Unemployment Rate
2.2%
Poverty Rate
1.9%

Housing

Median Home Value
$118,000
▼ 57% vs national
Median Rent
$864/mo
Owner Occupied
87.1%
2BR Fair Market Rent
$1,346/mo
▲ 12% vs national

Fair Market Rents by Bedroom

Studio
$1,090
1BR
$1,094
2BR
$1,346
3BR
$1,871
4BR
$2,258

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
30.0%
▲ 0 ppt vs national
High School+
61.0%
Median Age
35.2
Avg. Commute

Childcare Costs

Infant (Center)
$5,789/yr
8% of income
Toddler (Center)
$5,239/yr
Preschool (Center)
$5,239/yr
School-Age (Center)
$5,571/yr

What This Means

Herndon, KY receives an overall affordability grade of B- (69/100), aggregated from 1 ZIP codes with a total population of 929. This area performs well in housing and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Herndon, KY affordable?
Herndon, KY receives an overall affordability grade of B- (69/100) based on Census, HUD, FBI, and DOL data. Median household income is $68,819. Median home value is $118,000.
What is the cost of living in Herndon?
Key cost metrics: Median rent $864/mo. 2BR fair market rent $1,346/mo. Infant childcare $5,789/yr. Median home value $118,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →