D

Hilmar, CA

Source:

Affordability Score: 47/100

Population: 7,324 · 1 ZIP codes

The affordability dashboard for Hilmar, CA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 7,324 residents, then layers in county-level federal data to produce an overall grade of D (47/100). The headline inputs are median household income of $76,316, median home value of $462,900, median rent of $1,413 per month, and 10.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,503 per month (studio $1,116, 1BR $1,213, 3BR $2,067, 4BR $2,503). Department of Labor data lists infant center-based childcare at $12,716 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing. Unemployment currently reads 9.3% and poverty 11.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$76,316
Median household income
Education F
10.2%
Bachelor's degree or higher
Housing F
6.1x
Home value $462,900 vs income
Commute B
21 min
Average commute time
Rent B-
$1,503/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$12,716/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$76,316
▲ 23% vs national
Per Capita Income
$38,468
Unemployment Rate
9.3%
Poverty Rate
11.3%

Housing

Median Home Value
$462,900
▲ 68% vs national
Median Rent
$1,413/mo
Owner Occupied
52.4%
2BR Fair Market Rent
$1,503/mo
▲ 25% vs national

Fair Market Rents by Bedroom

Studio
$1,116
1BR
$1,213
2BR
$1,503
3BR
$2,067
4BR
$2,503

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
10.2%
▼ 20 ppt vs national
High School+
44.7%
Median Age
38.2
Avg. Commute
21 min
▼ 5 min vs national

Childcare Costs

Infant (Center)
$12,716/yr
17% of income
Toddler (Center)
$10,364/yr
Preschool (Center)
$8,582/yr
School-Age (Center)
$3,912/yr

What This Means

Hilmar, CA receives an overall affordability grade of D (47/100), aggregated from 1 ZIP codes with a total population of 7,324. Challenges include education and housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Hilmar, CA affordable?
Hilmar, CA receives an overall affordability grade of D (47/100) based on Census, HUD, FBI, and DOL data. Median household income is $76,316. Median home value is $462,900.
What is the cost of living in Hilmar?
Key cost metrics: Median rent $1,413/mo. 2BR fair market rent $1,503/mo. Infant childcare $12,716/yr. Median home value $462,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →