C-

Hiwassee, VA

Source:

Affordability Score: 54/100

Population: 1,931 · 1 ZIP codes

The affordability dashboard for Hiwassee, VA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,931 residents, then layers in county-level federal data to produce an overall grade of C- (54/100). The headline inputs are median household income of $55,156, median home value of $159,600, median rent of $850 per month, and 14.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $921 per month (studio $699, 1BR $840, 3BR $1,252, 4BR $1,545). Department of Labor data lists infant center-based childcare at $8,980 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Hiwassee, VA include rent. Pressure points are education. Unemployment currently reads 3.7% and poverty 32.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$55,156
Median household income
Education F
14.9%
Bachelor's degree or higher
Housing B
2.9x
Home value $159,600 vs income
Commute N/A
N/A
Average commute time
Rent B+
$921/mo
2BR fair market rent (20% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$8,980/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$55,156
▼ 11% vs national
Per Capita Income
$28,990
Unemployment Rate
3.7%
Poverty Rate
32.1%

Housing

Median Home Value
$159,600
▼ 42% vs national
Median Rent
$850/mo
Owner Occupied
83.2%
2BR Fair Market Rent
$921/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$699
1BR
$840
2BR
$921
3BR
$1,252
4BR
$1,545

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
14.9%
▼ 15 ppt vs national
High School+
56.7%
Median Age
41.9
Avg. Commute

Childcare Costs

Infant (Center)
$8,980/yr
16% of income
Toddler (Center)
$7,336/yr
Preschool (Center)
$6,739/yr
School-Age (Center)
$6,774/yr

What This Means

Hiwassee, VA receives an overall affordability grade of C- (54/100), aggregated from 1 ZIP codes with a total population of 1,931. This area performs well in rent. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Hiwassee, VA affordable?
Hiwassee, VA receives an overall affordability grade of C- (54/100) based on Census, HUD, FBI, and DOL data. Median household income is $55,156. Median home value is $159,600.
What is the cost of living in Hiwassee?
Key cost metrics: Median rent $850/mo. 2BR fair market rent $921/mo. Infant childcare $8,980/yr. Median home value $159,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →