C

Hobbsville, NC

Source:

Affordability Score: 57/100

Population: 1,207 · 1 ZIP codes

The affordability dashboard for Hobbsville, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,207 residents, then layers in county-level federal data to produce an overall grade of C (57/100). The headline inputs are median household income of $74,421, median home value of $204,400, median rent of $1,537 per month, and 16.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,709 per month (studio $1,489, 1BR $1,513, 3BR $2,364, 4BR $2,794). Department of Labor data lists infant center-based childcare at $10,864 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Hobbsville, NC include housing. Pressure points are education. Unemployment currently reads 0.0% and poverty 9.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$74,421
Median household income
Education F
16.9%
Bachelor's degree or higher
Housing B+
2.7x
Home value $204,400 vs income
Commute N/A
N/A
Average commute time
Rent C
$1,709/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$10,864/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$74,421
▲ 20% vs national
Per Capita Income
$43,412
Unemployment Rate
0.0%
Poverty Rate
9.9%

Housing

Median Home Value
$204,400
▼ 26% vs national
Median Rent
$1,537/mo
Owner Occupied
82.5%
2BR Fair Market Rent
$1,709/mo
▲ 42% vs national

Fair Market Rents by Bedroom

Studio
$1,489
1BR
$1,513
2BR
$1,709
3BR
$2,364
4BR
$2,794

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
16.9%
▼ 13 ppt vs national
High School+
47.9%
Median Age
58.5
Avg. Commute

Childcare Costs

Infant (Center)
$10,864/yr
15% of income
Toddler (Center)
$7,134/yr
Preschool (Center)
$4,812/yr
School-Age (Center)
$2,608/yr

What This Means

Hobbsville, NC receives an overall affordability grade of C (57/100), aggregated from 1 ZIP codes with a total population of 1,207. This area performs well in housing. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Hobbsville, NC affordable?
Hobbsville, NC receives an overall affordability grade of C (57/100) based on Census, HUD, FBI, and DOL data. Median household income is $74,421. Median home value is $204,400.
What is the cost of living in Hobbsville?
Key cost metrics: Median rent $1,537/mo. 2BR fair market rent $1,709/mo. Infant childcare $10,864/yr. Median home value $204,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →