B

Holden, ME

Source:

Affordability Score: 70/100

Population: 4,717 · 1 ZIP codes

The affordability dashboard for Holden, ME aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,717 residents, then layers in county-level federal data to produce an overall grade of B (70/100). The headline inputs are median household income of $97,244, median home value of $313,600, median rent of $1,348 per month, and 46.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,392 per month (studio $982, 1BR $1,061, 3BR $1,799, 4BR $2,010). Department of Labor data lists infant center-based childcare at $13,295 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Holden, ME include income, education, rent. Unemployment currently reads 4.2% and poverty 5.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$97,244
Median household income
Education B+
46.2%
Bachelor's degree or higher
Housing C
3.2x
Home value $313,600 vs income
Commute D
26 min
Average commute time
Rent A
$1,392/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$13,295/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$97,244
▲ 57% vs national
Per Capita Income
$63,612
Unemployment Rate
4.2%
Poverty Rate
5.1%

Housing

Median Home Value
$313,600
▲ 14% vs national
Median Rent
$1,348/mo
Owner Occupied
95.2%
2BR Fair Market Rent
$1,392/mo
▲ 16% vs national

Fair Market Rents by Bedroom

Studio
$982
1BR
$1,061
2BR
$1,392
3BR
$1,799
4BR
$2,010

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
46.2%
▲ 16 ppt vs national
High School+
65.0%
Median Age
45.3
Avg. Commute
26 min
▲ 0 min vs national

Childcare Costs

Infant (Center)
$13,295/yr
14% of income
Toddler (Center)
$10,591/yr
Preschool (Center)
$9,793/yr
School-Age (Center)
$10,053/yr

What This Means

Holden, ME receives an overall affordability grade of B (70/100), aggregated from 1 ZIP codes with a total population of 4,717. This area performs well in income and education and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Holden ZIP Codes
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What are common questions about this dashboard?

Is Holden, ME affordable?
Holden, ME receives an overall affordability grade of B (70/100) based on Census, HUD, FBI, and DOL data. Median household income is $97,244. Median home value is $313,600.
What is the cost of living in Holden?
Key cost metrics: Median rent $1,348/mo. 2BR fair market rent $1,392/mo. Infant childcare $13,295/yr. Median home value $313,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →