B-

Holmes, PA

Source:

Affordability Score: 69/100

Population: 2,664 · 1 ZIP codes

The affordability dashboard for Holmes, PA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,664 residents, then layers in county-level federal data to produce an overall grade of B- (69/100). The headline inputs are median household income of $95,377, median home value of $277,600, median rent of $1,154 per month, and 26.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,810 per month (studio $1,397, 1BR $1,520, 3BR $2,170, 4BR $2,423).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Holmes, PA include income. Unemployment currently reads 9.1% and poverty 11.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$95,377
Median household income
Education D
26.1%
Bachelor's degree or higher
Housing B
2.9x
Home value $277,600 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,810/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$95,377
▲ 54% vs national
Per Capita Income
$43,210
Unemployment Rate
9.1%
Poverty Rate
11.6%

Housing

Median Home Value
$277,600
▲ 1% vs national
Median Rent
$1,154/mo
Owner Occupied
72.3%
2BR Fair Market Rent
$1,810/mo
▲ 51% vs national

Fair Market Rents by Bedroom

Studio
$1,397
1BR
$1,520
2BR
$1,810
3BR
$2,170
4BR
$2,423

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.1%
▼ 4 ppt vs national
High School+
69.7%
Median Age
49.2
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Holmes, PA receives an overall affordability grade of B- (69/100), aggregated from 1 ZIP codes with a total population of 2,664. This area performs well in income. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Holmes ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Holmes, PA affordable?
Holmes, PA receives an overall affordability grade of B- (69/100) based on Census, HUD, FBI, and DOL data. Median household income is $95,377. Median home value is $277,600.
What is the cost of living in Holmes?
Key cost metrics: Median rent $1,154/mo. 2BR fair market rent $1,810/mo. Median home value $277,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →