D

Hotchkiss, CO

Source:

Affordability Score: 44/100

Population: 3,883 · 1 ZIP codes

The affordability dashboard for Hotchkiss, CO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,883 residents, then layers in county-level federal data to produce an overall grade of D (44/100). The headline inputs are median household income of $59,735, median home value of $364,200, median rent of $1,314 per month, and 21.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,114 per month (studio $854, 1BR $865, 3BR $1,537, 4BR $1,869). Department of Labor data lists infant center-based childcare at $7,930 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing. Unemployment currently reads 2.3% and poverty 7.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$59,735
Median household income
Education F
21.4%
Bachelor's degree or higher
Housing F
6.1x
Home value $364,200 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,114/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$7,930/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$59,735
▼ 4% vs national
Per Capita Income
$37,253
Unemployment Rate
2.3%
Poverty Rate
7.7%

Housing

Median Home Value
$364,200
▲ 32% vs national
Median Rent
$1,314/mo
Owner Occupied
89.3%
2BR Fair Market Rent
$1,114/mo
▼ 7% vs national

Fair Market Rents by Bedroom

Studio
$854
1BR
$865
2BR
$1,114
3BR
$1,537
4BR
$1,869

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
21.4%
▼ 9 ppt vs national
High School+
56.4%
Median Age
54.9
Avg. Commute

Childcare Costs

Infant (Center)
$7,930/yr
13% of income
Toddler (Center)
$7,379/yr
Preschool (Center)
$9,994/yr
School-Age (Center)
$8,451/yr

What This Means

Hotchkiss, CO receives an overall affordability grade of D (44/100), aggregated from 1 ZIP codes with a total population of 3,883. Challenges include education and housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Hotchkiss, CO affordable?
Hotchkiss, CO receives an overall affordability grade of D (44/100) based on Census, HUD, FBI, and DOL data. Median household income is $59,735. Median home value is $364,200.
What is the cost of living in Hotchkiss?
Key cost metrics: Median rent $1,314/mo. 2BR fair market rent $1,114/mo. Infant childcare $7,930/yr. Median home value $364,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →