C-

Hubert, NC

Source:

Affordability Score: 54/100

Population: 15,469 · 1 ZIP codes

The affordability dashboard for Hubert, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 15,469 residents, then layers in county-level federal data to produce an overall grade of C- (54/100). The headline inputs are median household income of $66,976, median home value of $230,200, median rent of $1,195 per month, and 22.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,173 per month (studio $929, 1BR $935, 3BR $1,631, 4BR $1,968). Department of Labor data lists infant center-based childcare at $10,531 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Hubert, NC include rent. Pressure points are education. Unemployment currently reads 5.1% and poverty 11.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$66,976
Median household income
Education F
22.2%
Bachelor's degree or higher
Housing C-
3.4x
Home value $230,200 vs income
Commute D
26 min
Average commute time
Rent B+
$1,173/mo
2BR fair market rent (21% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$10,531/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$66,976
▲ 8% vs national
Per Capita Income
$34,291
Unemployment Rate
5.1%
Poverty Rate
11.8%

Housing

Median Home Value
$230,200
▼ 16% vs national
Median Rent
$1,195/mo
Owner Occupied
76.2%
2BR Fair Market Rent
$1,173/mo
▼ 2% vs national

Fair Market Rents by Bedroom

Studio
$929
1BR
$935
2BR
$1,173
3BR
$1,631
4BR
$1,968

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
22.2%
▼ 8 ppt vs national
High School+
47.4%
Median Age
33.1
Avg. Commute
26 min
▲ 0 min vs national

Childcare Costs

Infant (Center)
$10,531/yr
16% of income
Toddler (Center)
$7,886/yr
Preschool (Center)
$6,701/yr
School-Age (Center)
$6,747/yr

What This Means

Hubert, NC receives an overall affordability grade of C- (54/100), aggregated from 1 ZIP codes with a total population of 15,469. This area performs well in rent. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Hubert ZIP Codes
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What are common questions about this dashboard?

Is Hubert, NC affordable?
Hubert, NC receives an overall affordability grade of C- (54/100) based on Census, HUD, FBI, and DOL data. Median household income is $66,976. Median home value is $230,200.
What is the cost of living in Hubert?
Key cost metrics: Median rent $1,195/mo. 2BR fair market rent $1,173/mo. Infant childcare $10,531/yr. Median home value $230,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →