B-

Independence, KS

Source:

Affordability Score: 67/100

Population: 13,556 · 1 ZIP codes

The affordability dashboard for Independence, KS aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 13,556 residents, then layers in county-level federal data to produce an overall grade of B- (67/100). The headline inputs are median household income of $54,950, median home value of $120,000, median rent of $790 per month, and 27.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $877 per month (studio $643, 1BR $668, 3BR $1,101, 4BR $1,417). Department of Labor data lists infant center-based childcare at $4,971 per year, consuming 9% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Independence, KS include housing, commute, rent, childcare. Unemployment currently reads 5.9% and poverty 14.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$54,950
Median household income
Education D
27.3%
Bachelor's degree or higher
Housing A
2.2x
Home value $120,000 vs income
Commute B+
18 min
Average commute time
Rent A-
$877/mo
2BR fair market rent (19% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B+
$4,971/yr
Center-based infant care (9% of income)

Income & Employment

Median Income
$54,950
▼ 11% vs national
Per Capita Income
$31,580
Unemployment Rate
5.9%
Poverty Rate
14.2%

Housing

Median Home Value
$120,000
▼ 56% vs national
Median Rent
$790/mo
Owner Occupied
72.5%
2BR Fair Market Rent
$877/mo
▼ 27% vs national

Fair Market Rents by Bedroom

Studio
$643
1BR
$668
2BR
$877
3BR
$1,101
4BR
$1,417

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.3%
▼ 3 ppt vs national
High School+
57.2%
Median Age
41.0
Avg. Commute
18 min
▼ 8 min vs national

Childcare Costs

Infant (Center)
$4,971/yr
9% of income
Toddler (Center)
$5,075/yr
Preschool (Center)
$5,075/yr
School-Age (Center)
$4,285/yr

What This Means

Independence, KS receives an overall affordability grade of B- (67/100), aggregated from 1 ZIP codes with a total population of 13,556. This area performs well in housing and commute and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Independence, KS affordable?
Independence, KS receives an overall affordability grade of B- (67/100) based on Census, HUD, FBI, and DOL data. Median household income is $54,950. Median home value is $120,000.
What is the cost of living in Independence?
Key cost metrics: Median rent $790/mo. 2BR fair market rent $877/mo. Infant childcare $4,971/yr. Median home value $120,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →