F

Isonville, KY

Source:

Affordability Score: 35/100

Population: 733 · 1 ZIP codes

The affordability dashboard for Isonville, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 733 residents, then layers in county-level federal data to produce an overall grade of F (35/100). The headline inputs are median household income of $40,313, median home value of $169,400, median rent of per month, and 2.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $866 per month (studio $619, 1BR $683, 3BR $1,081, 4BR $1,209). Department of Labor data lists infant center-based childcare at $5,895 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing. Unemployment currently reads 31.3% and poverty 49.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$40,313
Median household income
Education F
2.1%
Bachelor's degree or higher
Housing F
4.2x
Home value $169,400 vs income
Commute N/A
N/A
Average commute time
Rent C+
$866/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$5,895/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$40,313
▼ 35% vs national
Per Capita Income
$16,512
Unemployment Rate
31.3%
Poverty Rate
49.5%

Housing

Median Home Value
$169,400
▼ 38% vs national
Median Rent
Owner Occupied
85.3%
2BR Fair Market Rent
$866/mo
▼ 28% vs national

Fair Market Rents by Bedroom

Studio
$619
1BR
$683
2BR
$866
3BR
$1,081
4BR
$1,209

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
2.1%
▼ 28 ppt vs national
High School+
71.1%
Median Age
50.6
Avg. Commute

Childcare Costs

Infant (Center)
$5,895/yr
15% of income
Toddler (Center)
$5,868/yr
Preschool (Center)
$5,868/yr
School-Age (Center)
$6,215/yr

What This Means

Isonville, KY receives an overall affordability grade of F (35/100), aggregated from 1 ZIP codes with a total population of 733. Challenges include income and education and housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Isonville, KY affordable?
Isonville, KY receives an overall affordability grade of F (35/100) based on Census, HUD, FBI, and DOL data. Median household income is $40,313. Median home value is $169,400.
What is the cost of living in Isonville?
Key cost metrics: 2BR fair market rent $866/mo. Infant childcare $5,895/yr. Median home value $169,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →