B-

Jay, ME

Source:

Affordability Score: 65/100

Population: 4,851 · 1 ZIP codes

The affordability dashboard for Jay, ME aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,851 residents, then layers in county-level federal data to produce an overall grade of B- (65/100). The headline inputs are median household income of $70,238, median home value of $168,600, median rent of $759 per month, and 29.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,322 per month (studio $911, 1BR $1,008, 3BR $1,750, 4BR $1,757). Department of Labor data lists infant center-based childcare at $9,100 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Jay, ME include housing. Unemployment currently reads 2.8% and poverty 9.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$70,238
Median household income
Education D
29.7%
Bachelor's degree or higher
Housing A-
2.4x
Home value $168,600 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,322/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$9,100/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$70,238
▲ 13% vs national
Per Capita Income
$32,921
Unemployment Rate
2.8%
Poverty Rate
9.8%

Housing

Median Home Value
$168,600
▼ 39% vs national
Median Rent
$759/mo
Owner Occupied
82.7%
2BR Fair Market Rent
$1,322/mo
▲ 10% vs national

Fair Market Rents by Bedroom

Studio
$911
1BR
$1,008
2BR
$1,322
3BR
$1,750
4BR
$1,757

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
29.7%
▼ 0 ppt vs national
High School+
65.9%
Median Age
39.5
Avg. Commute

Childcare Costs

Infant (Center)
$9,100/yr
13% of income
Toddler (Center)
$8,493/yr
Preschool (Center)
$8,060/yr
School-Age (Center)
$7,280/yr

What This Means

Jay, ME receives an overall affordability grade of B- (65/100), aggregated from 1 ZIP codes with a total population of 4,851. This area performs well in housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Jay, ME affordable?
Jay, ME receives an overall affordability grade of B- (65/100) based on Census, HUD, FBI, and DOL data. Median household income is $70,238. Median home value is $168,600.
What is the cost of living in Jay?
Key cost metrics: Median rent $759/mo. 2BR fair market rent $1,322/mo. Infant childcare $9,100/yr. Median home value $168,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →