C

Jefferson, ME

Source:

Affordability Score: 56/100

Population: 2,976 · 1 ZIP codes

The affordability dashboard for Jefferson, ME aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,976 residents, then layers in county-level federal data to produce an overall grade of C (56/100). The headline inputs are median household income of $78,929, median home value of $286,300, median rent of $1,193 per month, and 27.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,403 per month (studio $1,222, 1BR $1,280, 3BR $1,936, 4BR $1,943). Department of Labor data lists infant center-based childcare at $11,007 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Jefferson, ME include rent. Pressure points are commute. Unemployment currently reads 5.9% and poverty 6.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$78,929
Median household income
Education D
27.2%
Bachelor's degree or higher
Housing D
3.6x
Home value $286,300 vs income
Commute F
30 min
Average commute time
Rent B+
$1,403/mo
2BR fair market rent (21% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$11,007/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$78,929
▲ 27% vs national
Per Capita Income
$33,020
Unemployment Rate
5.9%
Poverty Rate
6.7%

Housing

Median Home Value
$286,300
▲ 4% vs national
Median Rent
$1,193/mo
Owner Occupied
84.3%
2BR Fair Market Rent
$1,403/mo
▲ 17% vs national

Fair Market Rents by Bedroom

Studio
$1,222
1BR
$1,280
2BR
$1,403
3BR
$1,936
4BR
$1,943

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.2%
▼ 3 ppt vs national
High School+
61.6%
Median Age
36.5
Avg. Commute
30 min
▲ 4 min vs national

Childcare Costs

Infant (Center)
$11,007/yr
14% of income
Toddler (Center)
$10,400/yr
Preschool (Center)
$9,793/yr
School-Age (Center)
$7,280/yr

What This Means

Jefferson, ME receives an overall affordability grade of C (56/100), aggregated from 1 ZIP codes with a total population of 2,976. This area performs well in rent. Challenges include commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Jefferson, ME affordable?
Jefferson, ME receives an overall affordability grade of C (56/100) based on Census, HUD, FBI, and DOL data. Median household income is $78,929. Median home value is $286,300.
What is the cost of living in Jefferson?
Key cost metrics: Median rent $1,193/mo. 2BR fair market rent $1,403/mo. Infant childcare $11,007/yr. Median home value $286,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →