F

Jerome, AZ

Source:

Affordability Score: 19/100

Population: 477 · 1 ZIP codes

The affordability dashboard for Jerome, AZ aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 477 residents, then layers in county-level federal data to produce an overall grade of F (19/100). The headline inputs are median household income of $40,096, median home value of $386,800, median rent of $957 per month, and 30.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,637 per month (studio $1,129, 1BR $1,309, 3BR $2,277, 4BR $2,497). Department of Labor data lists infant center-based childcare at $11,700 per year, consuming 29% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, housing, rent, childcare. Unemployment currently reads 9.3% and poverty 16.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$40,096
Median household income
Education C-
30.7%
Bachelor's degree or higher
Housing F
9.6x
Home value $386,800 vs income
Commute N/A
N/A
Average commute time
Rent F
$1,637/mo
2BR fair market rent (49% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$11,700/yr
Center-based infant care (29% of income)

Income & Employment

Median Income
$40,096
▼ 35% vs national
Per Capita Income
$32,880
Unemployment Rate
9.3%
Poverty Rate
16.9%

Housing

Median Home Value
$386,800
▲ 41% vs national
Median Rent
$957/mo
Owner Occupied
53.4%
2BR Fair Market Rent
$1,637/mo
▲ 36% vs national

Fair Market Rents by Bedroom

Studio
$1,129
1BR
$1,309
2BR
$1,637
3BR
$2,277
4BR
$2,497

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
30.7%
▲ 1 ppt vs national
High School+
36.2%
Median Age
56.2
Avg. Commute

Childcare Costs

Infant (Center)
$11,700/yr
29% of income
Toddler (Center)
$9,100/yr
Preschool (Center)
$9,100/yr
School-Age (Center)
$8,580/yr

What This Means

Jerome, AZ receives an overall affordability grade of F (19/100), aggregated from 1 ZIP codes with a total population of 477. Challenges include income and housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Jerome, AZ affordable?
Jerome, AZ receives an overall affordability grade of F (19/100) based on Census, HUD, FBI, and DOL data. Median household income is $40,096. Median home value is $386,800.
What is the cost of living in Jerome?
Key cost metrics: Median rent $957/mo. 2BR fair market rent $1,637/mo. Infant childcare $11,700/yr. Median home value $386,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →