C

Kaneohe, HI

Source:

Affordability Score: 56/100

Population: 54,247 · 1 ZIP codes

The affordability dashboard for Kaneohe, HI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 54,247 residents, then layers in county-level federal data to produce an overall grade of C (56/100). The headline inputs are median household income of $131,653, median home value of $1,039,900, median rent of $2,370 per month, and 40.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,642 per month (studio $1,877, 1BR $2,016, 3BR $3,674, 4BR $4,432). Department of Labor data lists infant center-based childcare at $19,020 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Kaneohe, HI include income. Pressure points are housing. Unemployment currently reads 4.0% and poverty 8.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A+
$131,653
Median household income
Education B
40.0%
Bachelor's degree or higher
Housing F
7.9x
Home value $1,039,900 vs income
Commute F
29 min
Average commute time
Rent B-
$2,642/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$19,020/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$131,653
▲ 112% vs national
Per Capita Income
$51,682
Unemployment Rate
4.0%
Poverty Rate
8.3%

Housing

Median Home Value
$1,039,900
▲ 278% vs national
Median Rent
$2,370/mo
Owner Occupied
77.4%
2BR Fair Market Rent
$2,642/mo
▲ 120% vs national

Fair Market Rents by Bedroom

Studio
$1,877
1BR
$2,016
2BR
$2,642
3BR
$3,674
4BR
$4,432

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
40.0%
▲ 10 ppt vs national
High School+
67.2%
Median Age
43.8
Avg. Commute
29 min
▲ 3 min vs national

Childcare Costs

Infant (Center)
$19,020/yr
14% of income
Toddler (Center)
$13,680/yr
Preschool (Center)
$13,680/yr
School-Age (Center)
$2,820/yr

What This Means

Kaneohe, HI receives an overall affordability grade of C (56/100), aggregated from 1 ZIP codes with a total population of 54,247. This area performs well in income. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Kaneohe ZIP Codes
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What are common questions about this dashboard?

Is Kaneohe, HI affordable?
Kaneohe, HI receives an overall affordability grade of C (56/100) based on Census, HUD, FBI, and DOL data. Median household income is $131,653. Median home value is $1,039,900.
What is the cost of living in Kaneohe?
Key cost metrics: Median rent $2,370/mo. 2BR fair market rent $2,642/mo. Infant childcare $19,020/yr. Median home value $1,039,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →